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I Want To Invest In
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What is a fixed Investment

If you know that you definitely won't need your money straight away, then you might be able to get a better rate of interest in a fixed savings account. With these, you have to give a certain amount of notice before withdrawing your money.

Fixed investment accounts earn you higher interest, but there are restrictions. The minimum amount needed to open the account is higher than for an ordinary savings account.

The main difference is that you have to give the bank an agreed period of notice (for example 32 or 60 days) before you can draw the money from your account.

Who Should utilise Fixed Investments

Fixed Investments

This is suited to individuals and businesses who want to invest an amount, which will not have to be accessed in a hurry.

Interest rates are favourable, however, you do need to provide a perscribed notice period before any money can be withdrawn

Key features and benefits of Fixed Investments

  • You can invest you money for as long as required
  • Funds can normally be transferred to any account within the account
  • A minimum balance of  a certain amount  is usually required
  • Interest is calculated on a daily balance and paid monthly or quarterly
  • A notice period is required for withdrawals or closure
  •  Normal practice dictates that the higher your balance, the higher your interest rate. Interest rates are variable, and any rate change will be effective immediately.